If you’re in need of a new roof but don’t have the money to pay for it all at once, or aren’t able to apply for government loans for roof replacement, you’ve come to the right blog. There are a number of financing services that roofing companies in Rockford, IL, offer to their valuable clients – not least of all yours truly at Martin Exteriors! In fact, most similar companies like ours will allow you to choose a payment plan that fits your budget.
At Martin Exteriors, we understand that a new roof can be an expensive investment for many homeowners. That’s why we offer financing services to help you take care of the cost of your roofing project.* So, when you need a full roof replacement for your home, let our friendly team work with you to create a payment plan that fits right within your budget.
Read on to discover some of the best plans and solutions for your roof replacement project today!
Plan #1:
12 Months No Payments and No Interest
If you’re looking for a budget-friendly way to get your new roof, then the 12-month payment plan with no interest may be right for you. Martin Exteriors offers this plan to all of our clients, and it allows you to spread the cost of your roof replacement over the course of a year without having to pay any additional fees. This is great if you want to get your roof replaced quickly but don’t want the added financial burden of a lump-sum payment all at once.
Plan #2:
120-Month Loan With Low Monthly Payments That Fit Your Budget
Another great option offered by Martin Exteriors is our low monthly payment plan. With this plan, you can spread the cost of your roof replacement over the course of 120 months, making it more affordable for you each month. This is convenient if you want to keep your monthly payments low and budget-friendly.
Plan #3:
6 Months No Payments and No Interest, and Then 120 Months of Low Payments
If you’re interested in a longer payment plan with smaller monthly payments, then this might be the right plan for you. It includes no payments and no interest for the first six months and then 120 months of low, budget-friendly payments. This allows you to spread the cost of your roof replacement over a period of 126 months, making it more affordable for you each month. Plus, you won’t have to make any payments for the first six months, giving you some financial breathing room.
Frequently Asked Questions
Looking for a loan and settling on the best roofing financing options can’t be done on a whim. Check out our FAQ below to get you out of any bind you may be in. If you’re still uncertain or need more information, just give us a call, and our representatives will be more than happy to help!
What credit score is needed for a roof?
A: While there are some personal lenders who may be willing to go lower, for most the absolute minimum would be at least 670. High credit scores will net you lower interest rates, after all. If you’re looking for roofing financing options with bad credit, there are some providers who can go as low as 500 with a little research; you can also discuss co-signing the loan with someone who has good credit, or look into a secured loan that requires collateral in personal assets.
How do you estimate roofing?
A: Not all roofing contractors and budget options are created equal. There are several factors that need to be considered when estimating roofing projects. The three most influential factors depend on: the size of your home, the quality of roofing material to be worked with, and the level of expertise showcased by your hired contractor. Plenty of roofers offer free estimates for their work, so don’t hesitate to ask for a quote that fits your property’s unique needs.
Can you finance a roof in Illinois?
A: Yes! No need to Google “roofing companies with payment plans near me” – most roofing companies in Illinois have flexible finance options in order to help their clients as much as possible. Companies like Martin Exteriors would be more than happy to assist their clientele in getting them the roof of their dreams, no matter the budget.
Should I replace flashing with a new roof?
A: It’s generally recommended to replace the flashing simultaneously with the new roof, especially if it’s old or compromised in any way. However, if the flashing is relatively new and unblemished, then you may be able to reuse it in order to save on costs. Your roofer will let you know what the best course of action to take will be after a thorough inspection.
Rely on Martin Exteriors and Get the Roof You Need
At Martin Exteriors, we want to make sure that you can get the roof replacement that you need without breaking the bank. That’s why we offer a variety of financing options for our clients.*
No matter what your budget is, we are confident that we can find a financing solution that works for you. Contact us today to learn more about our Rockford financing options and to get started on your new roof!
*With approved credit, subject to financing terms.
