Rockford and Northern Illinois sit in one of the most hail-prone regions in the country. Even a short storm can do real damage to a roof, and most of it can’t be seen from the driveway. If hail came through your neighborhood, a close-up inspection is the best way to find out where your roof stands.
Martin Exteriors Roofing & Siding has been helping Rockford-area homeowners recover from hail since 2006, working out of our Rockford roofing office on Fincham Drive.
What Hail Does to a Shingle
Hail rarely punches a hole straight through. The damage is usually quieter than that, and it shortens the life of the roof.
- Granule loss. Hail knocks off the granules that protect asphalt shingles from the sun. You might see them piled up at the downspouts.
- Bruising. A soft spot where the mat underneath has been crushed, even though the surface looks okay.
- Cracks and fractures. Bigger stones can split a shingle outright.
- Dented metal. Vents, flashing and pipe collars dent and bend, which can open a path for water.
- Siding damage. Vinyl can crack or chip, and aluminum siding dents.
Left alone, hail damage tends to show up later as leaks, sometimes months after the storm.
Signs to Check After a Hailstorm
From the ground, look at the soft metal first: dents in roof vents, the mailbox, a grill lid or the car tell you how big the hail was. Check the siding for chips or cracks on the side the storm came from. Look at your downspout outlets for loose granules. Then let us get on the roof and look at the shingles up close.
See what a full roof inspection in Rockford covers.
Our Hail Damage Repair Process
- Free inspection. We look over the roof, siding and the rest of the exterior and document every hit with photos and measurements. Schedule yours here.
- Straight answer. We show you what we found and tell you whether it looks like enough damage to talk to your insurer. If it isn’t, we’ll say so.
- Insurance support. You file the claim. We give you the documentation and can meet your adjuster at the house. Read more about insurance claim help.
- Repair or replacement. Depending on the damage, we fix the affected areas or replace the roof. Most roofs are replaced in a single day.
- Warranty. As a GAF Master Elite contractor (a distinction GAF gives fewer than 2% of roofers), we can offer a 50-year GAF warranty with 30 years on workmanship on qualifying roofs (GAF eligibility rules apply). GAF requirements apply.
Hail Damage vs. Wear and Tear
Hail is one kind of storm damage, and adjusters look for a pattern that’s different from wind damage or normal aging. Hail hits are scattered and random, often heavier on the side the storm came from. Blistering or cracking from age looks different. Our experience helping thousands of Rockford-area homeowners through roof claims means we know exactly what to document and how to present it. For wind, see wind damage repair.
Hail Damage to Siding
Hail that hits the roof usually hits the siding too. If yours is cracked or dented, we can replace it. We install Mastic and Norandex vinyl and James Hardie fiber cement, and most siding jobs take 1 to 2 days. See siding installation.
Don’t Wait Too Long
Insurance policies set their own deadlines for reporting storm damage, and the longer you wait, the harder it is to tie the damage to a particular storm. Check your policy, and get an inspection soon after the hail.
We’re a roofing contractor, not a public adjuster, and we can’t promise what your insurer will approve. You pay your deductible on any claim. If something is missed in the insurer’s estimate, read about roof insurance supplements.
What Our Customers Say
“Highly Recommend Martin Exteriors! After a recent hailstorm caused significant damage to our roof and siding, we reached out to Jeff Smith with Martin Exteriors, and we’re so glad we did. From the very first inspection to the final cleanup, Jeff and their team were incredibly professional and easy to work with.”
Jim V., Google review
“Dustin Watkins was absolutely outstanding! He was very professional, coordinated everything, kept his promises, returned our calls promptly and followed up on all our questions and concerns in a timely manner.”
Eve D., Google review
Trusted by Rockford Homeowners
- Family-owned. Our family serving your family since 2006.
- GAF Master Elite contractor
- Thousands of Rockford-area homeowners helped through roof claims since 2006
- Best Roofing Contractor six years running (2020-2025) and Best Siding Contractor five years running (2021-2025), What Rocks awards
- Financing as low as $149/month for qualified buyers
Hail damage won’t fix itself. Schedule a free hail damage inspection or call (815) 624-6278. Someone answers 24/7.
Areas We Serve
We proudly serve homeowners and businesses across northern Illinois and southern Wisconsin:
- Roscoe, IL
- Rockton, IL
- Belvidere, IL
- Cherry Valley, IL
- Loves Park, IL
- Machesney Park, IL
- South Beloit, IL
- Poplar Grove, IL
- Caledonia, IL
- Capron, IL
- Beloit, WI
- Janesville, WI
- Clinton, WI
- Elkhorn, WI
- Delavan, WI
- Lake Geneva, WI
For what hail looks like on roofs in your town, see our local guides to hail damage roof repair in Rockton, hail damage roof repair in Machesney Park, hail damage roof repair in Belvidere, hail damage roof repair in Cherry Valley, hail damage roof repair in South Beloit, hail damage roof repair in Poplar Grove, hail damage roof repair in Beloit, hail damage roof repair in Janesville, hail damage roof repair in Delavan, hail damage roof repair in Elkhorn, hail damage roof repair in Loves Park, hail damage roof repair in Roscoe, hail damage roof repair in Lake Geneva, hail damage roof repair in Harvard and hail damage roof repair in Clinton. In Rockford, see hail damage repair for older Rockford homes. We also have guides for hail damage roof repair in Caledonia, hail damage roof repair in Capron and hail damage roof repair in Milton.
Frequently Asked Questions
Can a roof have hail damage that I can’t see?
Yes. Bruising and granule loss usually can’t be seen from the ground. Dented vents or siding are a good clue, but a close-up inspection is the only way to know for sure.
What size hail damages a roof?
It depends on the shingle, its age and the wind behind the storm. Smaller hail can still knock granules off an older roof. That’s why we inspect instead of guessing.
Will insurance pay for a new roof after hail?
That’s up to your insurer and your policy. We document the damage and can meet your adjuster, but we can’t promise an outcome. You’re responsible for your deductible.
Do you repair hail damage to siding too?
Yes. We replace hail-damaged siding with Mastic or Norandex vinyl or James Hardie fiber cement, and most siding jobs take 1 to 2 days.