Affordable Roof Financing Options
A new roof or siding shouldn’t wait because of budget. Whether you’re paying out of pocket, covering your insurance deductible, or upgrading beyond what your claim covers, we have flexible roof financing to fit your budget.
New Roof or Siding
As Low As $149/month for Qualified Buyers
When you schedule your free estimate, we’ll walk you through your roof financing options and find a payment plan that works for you.
What You Can Finance
Financing works for most of the exterior projects we do:
- A new roof. See roof replacement.
- New siding, including James Hardie siding and vinyl siding. See siding for both.
- Storm damage repairs. See storm damage repair.
- Skylights added with a roof job.
- Gutters added to a roof or siding project.
How Financing Works With Martin Exteriors
- Free inspection or estimate: Inspections and estimates are free for everyone. Book your free inspection.
- Your written quote: You see exactly what the project includes before you decide anything.
- We walk you through payment options: We go over the financing options with you at the estimate.
- Pick a plan that fits: Choose the monthly payment that works for your budget.
- Schedule the work: We do year round installs. Most roofs are done in a day, and most siding jobs take 1 to 2 days.
Financing Alongside an Insurance Claim
If insurance is paying for part of your project, financing can help with the rest, such as upgrades beyond what your claim covers. We keep the two simple and separate so you know what each one pays for. To learn more about claims, see insurance claims and our guide on whether to file a roof claim.
Why Homeowners Choose Martin Exteriors
- Family-owned since 2006, and we have helped thousands of homeowners since 2006.
- GAF Master Elite: a status GAF gives to fewer than 2% of roofers.
- Warranty: a 50-year GAF warranty with 30 years on workmanship (GAF eligibility rules apply). Learn about the GAF warranty.
- What Rocks Rockford Best Roofer, 6 years running (2020 to 2025).
- Certified James Hardie Installer for siding projects.
Financing FAQ
How low can my monthly payment be?
Payments can be as low as $149/month for qualified buyers.
Can I finance siding as well as a roof?
Yes. You can finance new siding, including James Hardie and vinyl, as well as a new roof.
Can I finance storm damage repairs?
Yes. Storm damage repairs can be financed.
Who qualifies for financing?
Approval comes from the lender and is based on your credit. We go over your options with you at the free estimate.
Does it cost anything to see my options?
No. The inspection and estimate are free, and we walk you through the payment options at no cost.
Can financing cover upgrades my insurance claim does not pay for?
Yes. Many homeowners use financing for upgrades beyond what their claim covers.
