Affordable Roof Financing Options
A new roof or siding shouldn’t wait because of budget. Whether you’re paying out of pocket, covering your insurance deductible, or upgrading beyond what your claim covers, we have flexible roof financing to fit your budget.
New Roof or Siding
As Low As $149/month for Qualified Buyers
When you schedule your free inspection, we’ll walk you through your roof financing options and find a payment plan that works for you. Checking your options won’t affect your credit score. A hard credit check happens only if you accept an offer and sign your loan agreement. Subject to credit approval.
What You Can Finance
Financing works for most of the exterior projects we do:
- A new roof. See roof replacement.
- New siding, including James Hardie siding and vinyl siding. See siding for both.
- Storm damage repairs. See storm damage repair.
- Skylights added with a roof job.
- Gutters added to a roof or siding project.
How Financing Works With Martin Exteriors
- Free inspection or estimate: Inspections and estimates are free for everyone. Book your free inspection.
- Your written quote: You see exactly what the project includes before you decide anything.
- We walk you through payment options: We go over the financing options with you at the estimate.
- Pick a plan that fits: Choose the monthly payment that works for your budget.
- Schedule the work: We install roofs weather permitting and siding year-round. Most roofs are done in a day, and most siding jobs take 1 to 2 days.
Financing Alongside an Insurance Claim
If insurance is paying for part of your project, you still pay your deductible. When we do the work, financing can cover your deductible and any upgrades beyond what your claim covers, so your share can be paid monthly. We keep the two simple and separate so you know what each one pays for. To learn more about claims, see insurance claims and our guide on whether to file a roof claim.
Why Homeowners Choose Martin Exteriors
- Family-owned since 2006, and we have helped thousands of homeowners since 2006.
- GAF Master Elite: a status GAF gives to fewer than 2% of roofers.
- Warranty: a 50-year GAF warranty on qualifying roofs, with up to 30 years on workmanship (GAF eligibility rules apply). Learn about the GAF warranty.
- What Rocks Rockford Best Roofer, 7 years running (2020 to 2026).
- Certified James Hardie Installer for siding projects.
Financing FAQ
How low can my monthly payment be?
Payments can be as low as $149/month for qualified buyers.
Can I finance siding as well as a roof?
Yes. You can finance new siding, including James Hardie and vinyl, as well as a new roof.
Can I finance storm damage repairs?
Yes. Storm damage repairs can be financed.
Who qualifies for financing?
Approval comes from the lender and is based on your credit. All financing is subject to credit approval. We go over your options with you at the free inspection.
Will checking my financing options affect my credit score?
No. Checking your options uses a soft credit check, which does not affect your credit score. A hard credit check happens only if you accept an offer and sign your loan agreement. All financing is subject to credit approval.
Does it cost anything to see my options?
No. The inspection and estimate are free, and we walk you through the payment options at no cost.
Can financing cover my insurance deductible and upgrades?
Yes. When we do the work, financing can cover your insurance deductible and upgrades beyond what your claim covers. You still pay your deductible, and financing lets you pay it over time. Subject to credit approval.
